No one likes to think that something bad will happen to them Being unable to work can quickly turn our world upside down, as we’ve seen for thousands of people during the coronavirus (COVID-19) pandemic crisis. No one likes to think that something bad will happen to them, but if you couldn’t work due to … Continue reading “Income Protection Insurance”

COVID-19: What you need to know Since the onset of the coronavirus (COVID-19) pandemic more people have become aware of the importance income protection insurance can offer. Offering the financial support needed if you’re unable to work due to an accident or injury.

Quick access to private facilities and treatments Nothing is more important to you than your health, and the health of your family. If you or your loved ones were to experience worrying symptoms, private medical insurance can offer reassurance and control at a difficult time.

COVID-19 concerns affecting access to medical treatments Nearly 7 million adults are concerned about access to medical treatment[1], with lockdowns affecting access to medical treatments. 6.8 million[2] adults (13%) are worried that they won’t be able to get medical treatment if they need it, with people aged over 55 particularly concerned.

Who is responsible for looking after us if we need care in old age? As we get older, many of us will need help looking after ourselves. With the United Kingdoms population ageing, more people will be living with long-term care needs.

Making arrangements for your closest loved ones The coronavirus (COVID-19) outbreak has prompted many people to get their affairs in order by updating their Will. Increasingly COVID-19 has been on the minds of UK residents since the outbreak caused a nationwide lockdown last March, and the severity of the outbreak has led many to finally … Continue reading “Writing a Will”

Peace of mind that there is someone you trust to look after your affairs A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the Attorneys. A … Continue reading “Lasting Power of Attorney”

Passing assets efficiently to the next generation There are many things to consider when looking to protect your family’s lifestyle and your home. Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones … Continue reading “Inheritance Tax”

Protecting, preserving or ultimately distributing wealth As part of your Inheritance Tax planning, you may want to consider putting assets in trust – either during your lifetime or under the terms of your will.

Achieving your financial goals through investing, and one size does not fit all Even as we hope to put the coronavirus (COVID-19) pandemic in the rearview mirror in 2021, uncertainty regarding both the virus and Brexit is likely to continue to weigh on the UK and global economies as well as on our personal finances … Continue reading “Wealth needs managing – now more than ever”