Guaranteeing a proportion of the salaries of millions of workers Around the country, many employers have implemented lay-offs due to reduced revenues and the closure of their business premises due to coronavirus. The Coronavirus Job Retention Scheme has been set up to support those employers and help them continue to pay wages of staff who would otherwise … Continue reading “Coronavirus Job Retention Scheme”

Lifeline for small and medium-sized enterprises struggling with cash flow The Coronavirus Business Interruption Loan Scheme (CBILS) is a loan scheme that was announced by the Chancellor, Rishi Sunak, during the 2020 Budget and has been set up to help small and medium-sized enterprises (SMEs) that are struggling with cash flow because of revenues that … Continue reading “Coronavirus Business Interruption Loan Scheme”

Retail, Hospitality and Leisure Grant Fund Originally announced in the Budget on 11 March, the Small Business Grants Fund (SBGF) and the Retail, Hospitality and Leisure Grant (RHLG) will be delivered by local authorities in England.

COVID-19 pandemic has made more people think about just how crucial it is to make a Will Since the outbreak of coronavirus (COVID-19), the number of people seeking to write new Wills has risen by over 30%, according to The Law Society.

Increasingly varied needs in an increasingly complex environment No two people have identical financial circumstances, which is why it’s essential you have a tailored financial planning solution in place that meets your individual needs and investment goals.

Meeting personal and lifestyle goals Goals-based investing is an approach which aims to help people meet their personal and lifestyle goals, whatever they may be. If you do not know where you are going, how will you know when you get there? This is very true about financial goals.

Achieving your financial objectives Every important journey has a destination. Similarly every investment should have a goal, and each goal should be time based. Quantifying the amount of money needed to achieve that goal is important.

Take the time to think about what you really want from your investments A financial review is a great way to take a fresh look at your finances and plan for the journey ahead. More importantly, it enables you to talk through your long-term financial objectives and discuss with us a way forward to deliver … Continue reading “Reviewing needs and goals”

The sooner you start, the better off you may be in the long run A lifestyle financial plan has no value unless it is properly implemented through an appropriate goal-based investment strategy. If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least six months … Continue reading “Investment objectives”

Getting to grips with the fallout from the coronavirus Understanding the interaction between volatility and returns is a fundamental part of being a good goal-based investor. This is especially important at times such as now, when we’ve seen daily sizeable swings in market values as global markets try to get to grips with the fallout … Continue reading “What next for stock markets?”