72% of UK adults unaware gifts from surplus income are IHT-exempt
For many families, gifting money to children or grandchildren is simply a way to help with everyday costs or to give them a financial head start. However, new research suggests that almost three quarters (72%) of UK adults do not realise that regular gifts funded by spare or surplus income can be immediately exempt from Inheritance Tax (IHT)[1]. Continue reading “Inheritance Tax gift rule 
many families may be overlooking”

Practical ideas for creating a purposeful and enjoyable next chapter
Retirement is one of life’s major milestones, bringing greater freedom but also a significant change in routine. After decades of working, it can take time to adjust to having fewer commitments and more choice over how you spend each day. Continue reading “What will retirement look like for you?”